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For many Texans, the dream of owning a home has felt just out of reach—especially when saving for a hefty down payment. But there’s a game-changing strategy gaining momentum across the Lone Star State: buying a home with $0 down.
At Betenbough Homes, we believe homeownership should be within reach for everyone. That’s why we’re thrilled to share how this zero-down option is turning home dreams into reality—without years of saving or sacrificing.
What Does “$0 Down” Really Mean?
In simple terms, a $0 down payment means you can purchase a new home without putting any money down upfront. Traditionally, buyers are expected to contribute 3–20% of the home’s price as a down payment. That’s a big barrier for many families, especially first-time buyers.
With our preferred lenders, a wide selection of 0% down assistance programs, and Betenbough Homes' use-it-your-way cash, that upfront cost can be removed—while still giving buyers access to brand-new, energy-efficient homes.
Why It’s Catching Fire in Texas
Texas has always been known for doing things big—and that includes home buying. Here’s why the $0 down strategy is gaining popularity here:
- Affordability: Many families are looking for budget-friendly ways to own, and this option keeps more cash in your pocket.
- Growing cities: Communities like Amarillo, Lubbock, Midland, and Odessa are booming—and so is the demand for new homes.
- Smart lending partners: Lenders familiar with Texas markets are offering tailored programs that support this strategy.
- Strong local builders: Builders like Betenbough Homes are working alongside lenders to create a seamless, low-barrier path to homeownership.
Who Qualifies for $0 Down?
This strategy isn’t limited to a select few. Many buyers—including first-time homeowners, families, and even college students—are eligible for zero-down programs. Our team can walk you through options like:
- USDA Loans (for qualifying rural areas)
- VA Loans (for eligible veterans and active-duty service members)
- Down payment assistance programs
- Builder incentives
How Betenbough Homes Helps
We don’t just build homes—we walk with you through the entire buying journey. From connecting you with trusted lenders to explaining your financing options in plain language, our team is here to make the process simple and stress-free.
With move-in ready homes available throughout West Texas, use-it-your-way cash incentives, and zero-down payment opportunities, it’s easier than ever to stop renting and start owning.
Ready to Explore Your Options?
If you’ve been waiting for a sign to take that next step, this is it. Whether you're a first-time buyer or just looking for a fresh start, let’s talk about how you can make the move with $0 down and no regrets.
Schedule a New Home Tour today to speak with a New Home Specialist and one of our local preferred loan officers. Homeownership is closer than you think—and with the right team and tools, it can start with zero down!
