Purchasing a new home is an exciting journey, and one of the most important steps is choosing the right mortgage lender. Many homebuyers wonder: “Do I have to use one of Betenbough Homes’ preferred loan officers?” The simple answer is no — you are free to work with the lender of your choice.
However, there are several reasons why so many of our homebuyers choose to partner with one of our trusted preferred lenders, and why we confidently recommend them.

Freedom to Choose
As a homebuyer, you always have the right to select the lender that works best for your financial goals.
RESPA (the Real Estate Settlement Procedures Act) ensures that no homebuilder, including Betenbough Homes, can require you to finance your home through a particular lender.
That said, finding a lender who understands new construction and the unique steps of our streamlined home buying process can make your journey smoother, less stressful, and often more affordable. That’s where our preferred lenders come in.

Why Choose a Betenbough Homes Preferred Lender?
1. Streamlined Communication
Our preferred lenders have established relationships with our sales team, construction team, and closing coordinators. This means updates are seamless, paperwork is accurate, and your timeline stays on track. When everyone is on the same page, you can feel confident that there won’t be surprises along the way.
2. Experience With New Construction
Financing a new construction home is different from purchasing a resale home. Our preferred lenders have partnered with us on many builds, so they're familiar with the typical timelines, milestones, and closing steps. That experience helps keep your loan process on track from start to finish.
3. Fewer Delays and Surprises
Because our preferred lenders have worked alongside us so often, communication is second nature. They know how to stay a step ahead in preparing for your costs, paperwork, and timing - reducing stress and helping ensure a smooth closing day.
4. Personalized Guidance
Our preferred lenders are carefully selected because of their commitment to customer care. They will take time to explain your loan options, answer your questions, and ensure you feel comfortable with your investment.

The Bottom Line
While you are welcome to use any mortgage lender, choosing a Betenbough Homes preferred loan officer offers peace of mind, valuable incentives, and a smoother path to homeownership. At the end of the day, our goal is to make your journey simple, transparent, and rewarding.
Ready to explore your options? Schedule a
New Home Tour and let us connect you with one of our trusted preferred lenders. You’ll see the difference for yourself!