Discover Affordable Living in Amarillo, Texas

Betenbough Homes

Feb 03 2026

Discover Affordable Living in Amarillo, Texas

If you’re considering a move to the Texas Panhandle, Amarillo is often at the top of the list—and for good reason. Known for its friendly community, wide-open spaces, and strong local economy, Amarillo also stands out for something especially important to homeowners: an affordable cost of living.

Much like Lubbock, Amarillo offers a lifestyle where your dollar stretches further, making it an appealing choice for first-time buyers, growing families, and anyone looking to enjoy homeownership without the big-city price tag.

Let’s take a closer look at what it really costs to live in Amarillo.

Photo of the park in Betenbough Homes' Homestead community in Amarillo, Texas.

How Amarillo’s Cost of Living Compares

Overall, Amarillo’s cost of living falls below the national average, especially when it comes to housing. Everyday expenses like groceries, utilities, and transportation also remain manageable, helping residents maintain a comfortable lifestyle while keeping monthly costs in check.

For many Texans, that balance of affordability and livability is what makes Amarillo so attractive.

Photo of a family playing a card game at the dining room table in their Betenbough home.

Housing Costs in Amarillo

Housing is where Amarillo truly shines. Home prices tend to be significantly lower than in many larger Texas metros.

Home prices are generally more affordable than the state and national averages
New construction homes provide modern features at attainable price points
Property taxes (in both Potter County and Randall County), while part of Texas living, are often offset by lower home values

This affordability allows many residents to transition from renting to owning sooner than they might expect—an important step toward long-term financial stability.

Photo of a woman walking her dog in a Betenbough Homes Amarillo community.

Utilities and Energy Expenses

Amarillo’s climate plays a role in keeping utility costs reasonable. While summers can be warm and winters chilly, overall energy expenses are typically moderate.

Many newer homes are built with energy-efficient features that help regulate indoor temperatures and reduce monthly utility bills—adding even more value for homeowners.

Photo of a man playing guitar for a woman on the couch in his Betenbough home.

Transportation Costs

Getting around Amarillo is simple and budget-friendly.

Short commute times help keep fuel costs low.
Less traffic means less wear and tear on vehicles.
Public transportation options are available, but many residents find driving convenient and affordable.

For those used to long commutes in larger cities, Amarillo’s ease of travel can feel like a major upgrade.

Photo of a mom and daughter preparing a meal in the kitchen of their Betenbough home.

Groceries, Dining, and Everyday Expenses

From grocery stores to local restaurants, everyday costs in Amarillo are generally reasonable.

Grocery prices often align with or fall below national averages.
Dining out is affordable, with plenty of local favorites and family-friendly options.
Entertainment, fitness, and recreation tend to cost less than in major metro areas.

All of this adds up to a lifestyle that feels comfortable without constant budget stress.

Photo of a mom and dad with their two children in the front yard of their Betenbough home in Amarillo.

Is Amarillo a Good Place to Live?

If affordability, community, and room to grow are high on your priority list, Amarillo checks a lot of boxes. The lower cost of living makes it easier to focus on what really matters—whether that’s buying your first home, upgrading to fit your family’s needs, or simply enjoying a slower pace of life.

For many homeowners, Amarillo offers something increasingly rare: the chance to own a quality home while still enjoying financial breathing room.

Photo of two brothers playing a game in the living room of their Betenbough home.

Find Your Place in Amarillo

Choosing where to live is about more than numbers—it’s about finding a place that fits your lifestyle and your future goals. Amarillo’s affordable cost of living, combined with its welcoming community and strong housing opportunities, makes it a city worth considering.

If you’re exploring homeownership in the Texas Panhandle, Amarillo might just be the perfect place to put down roots. Schedule a New Home Tour at our Betenbough Homes Amarillo New Home Center today, and start exploring your options in The Yellow City!